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Building a more inclusive and open financial system

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## Cross-border Services Restrictions

**Important Information for Visitors Outside the European Economic Area (EEA)**

Januar ApS (“Januar”) is a Danish-regulated payment institution authorised by the Danish Financial Supervisory Authority (FSA), with permission to provide services across the EEA. Januar’s products and services are licensed only for EEA markets, though they may be accessible elsewhere on the client’s initiative.

This site is intended for individuals and entities located within the EEA. If you’re visiting from outside the EEA (e.g. the UK), kindly note:

- Januar does not market or promote its services outside the EEA.
- Services described here are not available to persons in non-EEA jurisdictions.
- Any access from outside the EEA is unsolicited and at your own initiative.

By proceeding you confirm that:

- You accessed this site on your own initiative, not due to any outreach by Januar.
- You understand this is not an offer of services where Januar is not licensed.
- You acknowledge this information is not an invitation to engage in regulated services outside the EEA.