# www.januar.com > AI-optimized mirror of www.januar.com containing 50 pages totalling 40,026 words of clean markdown content, structured data, and semantic HTML. Original source: https://www.januar.com/. Last updated: 2026-04-27T02:53:55.268Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Business IBAN accounts](/site-root.html): Our secure fiat account and payment solutions provide easy, compliant access to the financial infrastructure you need. (1,122 words) ## Articles & Blog Posts - [terms-of-service/index.html](/terms-of-service/index.html) (1 words) - [blog/how-to-open-a-crypto-account-a-comprehensive-guide/index.html](/blog/how-to-open-a-crypto-account-a-comprehensive-guide/index.html) (1 words) - [company/news/index.html](/company/news/index.html) (1 words) - [blog/navigating-the-mica-psd2-interplay-for-emts/index.html](/blog/navigating-the-mica-psd2-interplay-for-emts/index.html) (1 words) - [company/speakers-universe/index.html](/company/speakers-universe/index.html) (1 words) - [news/januar-raises-seed-extension-and-launches-b2b-crypto-services-platform.html](/news/januar-raises-seed-extension-and-launches-b2b-crypto-services-platform.html) (1 words) - [products/crypto-trade-custody/index.html](/products/crypto-trade-custody/index.html) (1 words) - [News, guides, and more to help you manage your cryptofinances](/resources/practical-resources/index.html): Get the latest and greatest insights from the Januar ecosystem, keeping your crypto company informed about the latest developments (761 words) - [MiCA Regulation: Security and Compliance in Crypto](/blog/mica-regulation-security-and-compliance-in-crypto/index.html): In this article, we will explore the key aspects of MiCA regulation, its impact on the ecosystem, and how companies like Januar are aligning with these new requirements. (2,441 words) - [One-stop. SimplePricing](/pricing/index.html): Januar’s pricing is designed to support your growth. With our all-in-one platform, businesses can save time and reduce costs while enjoying seamless operations across our product suite. (919 words) - [Secures Payment Institution License](/news/payment-institution-license/index.html): Januar Secures Landmark Payment Institution License To Solve The Banking Problem For EU Crypto Businesses (1,506 words) - [EU-compliant financial business accounts](/products/operational-accounts/index.html): Our Fiat Business Account offers a trusted EU IBAN account, allowing you to focus on growth while enjoying endless payment possibilities (710 words) - [LegalPartners Across Europe](/legal-partners/index.html): ‍As part of our commitment to your success, we are pleased to offer a curated list of crypto-friendly lawyers. These legal professionals have the expertise to help you navigate the complexities of cryptocurrency regulations and ensure your business remains compliant and protected. (926 words) - [We're launching Payment Approvals](/news/launching-payment-approvals/index.html): Januar is excited to be launching Payment Approval, yet another important feature that improves payment workflows for clients. Payment approval workflows are financial practices requiring a payment to be approved by someone in the company, other than the person initiating the payment. (962 words) - [Privacy policy for Januar](/privacy-policy/index.html): Discover how Januar collects and uses personal data in connection with our platform. Learn about our commitment to privacy and data protection (1,590 words) - [Embedded IBANs for your business clients. Zero banking licenses required.](/products/embedded-account/index.html): Our Fiat Business Account offers a trusted EU IBAN account, allowing you to focus on growth while enjoying endless payment possibilities (750 words) - [DFSA Inspection Confirms Januar's Outstanding AML Compliance](/news/dfsa-inspection-confirms-januars-outstanding-aml-compliance.html): Dive into the Danish Financial Supervisory Authority’s (DFSA) inspection report and Januar's proactive response (1,407 words) - [EMTs under MiCA: Assess when payment rules come into play](/blog/emts-regulation-under-mica-a-practical-way-to-assess-when-payment-rules-come-into-play.html): Understand when Electronic Money Token (EMT) regulation under MiCA triggers payment obligations. A practical guide to EMT compliance before March 1. (1,242 words) - [Navigating MiCA: How VASPs Can Prepare for the EU’s New Crypto Regulations](/blog/navigating-mica-how-vasps-can-prepare-for-the-eus-new-crypto-regulations.html): MiCA is a signal that the EU is serious about standardising and regulating the crypto industry. For VASPs, preparing now is key to thriving under MiCA. (1,181 words) - [Probably nothing](/company/about-januar/index.html): As a non-bank financial partner, we bridge the gap by offering crypto-friendly IBAN accounts and reliable financial infrastructure. Elevate your business with Januar. (1,015 words) - [Januar launches Januar Instant Network [JIN] to help Crypto Businesses Settle Fiat Payments in Real-time](/news/januar-launches-instant-payment-network-jin-to-help-crypto-businesses-settle-fiat-transactions-instantly.html): The always-on nature of crypto markets requires that businesses are always able to move in and out of positions. In live markets that are tradeable 24/7/365 companies simply cannot wait to move funds while the market continues to go up or down. They need to be able to act and execute instantly, and this is the core problem JIN solves. (1,387 words) - [How to pay with crypto: A guide to making payments with cryptocurrency](/blog/how-to-pay-with-crypto-a-guide-to-making-payments-with-cryptocurrency.html): How do you as a business perform a crypto payment and what do you need to consider? Let’s break it down in simple terms. (1,092 words) - [Januar raises historic €6 million seed round](/news/januar-raises-historic-eu6-million-seed-round/index.html): Januar raises historic €6 million seed round to provide compliant crypto gate for Europe. (1,193 words) - [Membrane Finance and Januar team up to pave the way for MiCA compliant financial technology](/news/membrane-finance-and-januar-team-up-to-pave-the-way-for-mica-compliant-financial-technology.html): We are excited to announce that Membrane Finance, a leading provider of innovative crypto financial solutions, has partnered with Januar, a trusted payment institute, to bring superior payment infrastructure to the forefront of the financial industry. (956 words) - [1. Cookie Policy Introduction](/cookie-policy/index.html): Understand how Januar utilises cookies on www.januar.com to enhance user experience and gather valuable insights. Learn about the purpose and benefits of cookies. (972 words) - [Introducing Embedded Accounts – Offer EUR IBANs to Your Business Clients, Powered by Januar](/news/introducing-embedded-accounts-offer-eur-ibans-to-your-business-clients-powered-by-januar.html): Starting today, Januar clients can extend EUR account functionality to their own users through Embedded Accounts — a new feature that allows you to offer dedicated EUR IBANs via a seamless API integration, without the need to become a bank or take on regulatory complexity. (1,060 words) - [Get started with Januar](/new-get-started-page/index.html): Explore the possibilities and benefits of partnering with Januar. Take the first step towards seamless financial solutions for your crypto business. (373 words) - [Januar now supports operational transactions](/news/januar-now-supports-operational-transactions/index.html): Januar is excited to launch the option for customers to also use accounts at Januar as operational accounts. This is yet another key milestone in the journey towards providing critical IBAN infrastructure for crypto businesses to conduct payments and operational transactions through a trustworthy and reliable fiat partner. All while remaining fully compliant. (932 words) - [Customer Complaints Policy](/customer-complaints-policy/index.html): At Januar ApS, we view your feedback and complaints as an opportunity to enhance our services and ensure we meet your needs. This policy is designed to guide you through the process of making a complaint, how we handle it, and your options if you are not satisfied with our response. (894 words) - [Practical resources for Januar customers](/resources/crypto-resource-hub/index.html): Get practical resources and guides to manage your crypto business from the Januar Ecosystem. (453 words) - [Januar enhances high compliance standards with Chainalysis](/news/januar-enhances-high-compliance-standards-with-chainalysis.html): IBAN fiat account provision enables EU crypto businesses on their mission to move seamlessly between fiat and crypto with full compliance (891 words) - [Dai Foundation and Januar partners for off-chain fiat transactions in support of the Maker community](/news/dai-foundation-and-januar-partners-for-off-chain-fiat-transactions-in-support-of-the-maker-community.html): We are thrilled to announce that the Dai Foundation has partnered with Januar, a trusted payment institution, to ensure compliant payment and fiat account services in support of the services the foundation delivers for the decentralised Maker protocol. (1,122 words) - [Book a demo with a Januar expert](/talk-to-an-expert/index.html): Get a comprehensive visual introduction to our platform and have all your questions answered. Start your journey with Januar today. (398 words) - [Januar Halts USDT Trading in Compliance with MiCA and ESMA Regulations](/news/januar-halts-usdt-trading-in-compliance-with-mica-and-esma-regulations.html): Januar, today announced that it will discontinue trading of Tether (USDT) for its customers in the European Union. (717 words) - [Fireblocks selected by Januar for Institutional-Grade Wallet and Custody Infrastructure](/news/fireblocks-selected-by-januar-for-institutional-grade-wallet-and-custody-infrastructure.html) (942 words) - [Introducing Bitcoin Lightning Payments — Now Available via Januar](/news/introducing-bitcoin-lightning-payments-now-available-via-januar.html): We’re proud to announce that Bitcoin Lightning payments are now fully supported via Januar. This means your business can now send and receive BTC instantly, at a fraction of the cost, under the same secure, licensed infrastructure you already trust. (910 words) - [Januar introduces Multi-Account feature](/news/januar-introduces-multi-account-feature/index.html): Businesses will often have to make payments regularly for expenses such as employee salaries, vendor payments, and others. One of the effective ways to manage these payments is by having multiple payment accounts for different operational purposes. With that in mind, Januar is pleased to announce the availability of multiple payment accounts. (866 words) - [Crypto report on origin of funds and risk](/services/januar-flow/index.html): Our solution combines expertise, infrastructure, and credibility, allowing banks to receive crypto-related flows while minimizing risk. Access detailed reports on origin of funds and risk when needed. (640 words) - [Introducing Januar USD Accounts – Unlock Global Payments and Expand Your Business](/news/introducing-januar-usd-accounts-unlock-global-payments-and-expand-your-business.html): Starting today, Januar clients can send and receive USD globally through Januar USD Accounts — a new feature providing direct SWIFT access through a fully licensed, crypto-native platform. (839 words) - [Launching Januar Crypto: The Future of Fiat-Crypto Business Operations](/news/launching-januar-crypto-the-future-of-fiat-crypto-business-operations.html) (981 words) - [Crypto Custody Policy](/custody-policy/index.html): Learn how we safeguard your crypto assets with segregated wallets, institutional-grade security, transparent reporting, and clear client rights. Your assets, your control. (633 words) - [Official launch of Januar API](/news/official-launch-of-januar-api/index.html): Januar is excited to announce the release of our Customer API, improving customer workflow automation. With the ever-evolving landscape of financial services, digital financial infrastructure has become more accessible. (721 words) - [Our partners help accelerate crypto businesses](/partners/index.html): Our platform is fortified with institutional-grade security and compliance infrastructure partners, ensuring your business operates with utmost trust and reliability. (502 words) - [Reach out to us, we’re ready to talk](/company/contact/index.html): Whether technical, commercial, or general, our team is here to assist you. Reach out to us for personalized support and answers to your inquiries (462 words) - [Januar Introduces API Webhooks](/news/januar-introduces-api-webhooks/index.html): Having released our Januar Customer API a while back, we are now pleased to announce that we are introducing webhooks to our API service. (813 words) - [Safello enters into agreement with Januar](/news/safello-enters-into-agreement-with-januar/index.html): Safello, the leading crypto exchange in the Nordics, enters into agreement with Januar to broaden the financial infrastructure on the platform. (734 words) - [Coinify and Januar are partnering up to bring better infrastructure to the future of finance](/news/coinify-and-januar-are-partnering-up-to-bring-better-infrastructure-to-the-future-of-finance.html): In the midst of everything going on in the crypto markets, responsible companies keep making strides to constantly increase focus on regulatory compliance and better user experiences for both businesses and consumers. Coinify and Januar are partnering up to create seamless and safe money flows between crypto and traditional currencies. (781 words) - [Get started with Januar](/get-started/index.html): Explore the possibilities and benefits of partnering with Januar. Take the first step towards seamless financial solutions for your crypto business. (390 words) - [Januar cuts EUR to Crypto trading fees by 55%](/news/januar-cuts-eur-to-crypto-trading-fees-by-55/index.html): We are thrilled to announce a significant update that will enhance your trading experience with Januar. (833 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/content/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/content/robots.txt): Crawler directives