# Get started with Januar

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## Building a more inclusive and open financial system

Januar ApS ( [CVR 38891294](https://datacvr.virk.dk/enhed/virksomhed/38891294?fritekst=januar&sideIndex=0&size=10)) is a Payment Institute with a license granted by the Danish Financial Supervisory Authority (Finanstilsynet) ( [FTID:21230](https://virksomhedsregister.finanstilsynet.dk/virksomhed-under-tilsyn-en.html?v=10AA3196-E1DD-ED11-A2E9-005056907186)). Januar ApS is incorporated in Denmark, registered at Gothersgade 14, 4. sal, 1123 Copenhagen K, Denmark. The company is allowed to operate across all EEA markets under the European passport regime. Januar provides services exclusively to clients in the European Economic Area (EEA). We do not market or offer services to individuals or entities in the United Kingdom or outside the EEA. This website is intended for informational purposes for EEA residents only. **REDEGØRELSE**: [Report on Inspection at Januar ApS by Danish Financial Supervisory Authority (Finanstilsynet)](https://cdn.prod.website-files.com/646f3c0d1e3793b7397635eb/6753021b9a5da269c53b27f7_b9bbcab8e15622be95da140e447c2618_Redeg%C3%B8relse%20om%20inspektion%20i%20Januar%20ApS.pdf)

**UPDATE**: [Confirmed Adherence to Executive Orders from DFSA](https://cdn.prod.website-files.com/646f3c0d1e3793b7397635eb/685d06d09e214177eab32e17_Efterlevelse%20af%20Pa%CC%8Abud.pdf).

## Cross-border Services Restrictions

**Important Information for Visitors Outside the European Economic Area (EEA)**

Januar ApS (“Januar”) is a Danish-regulated payment institution authorised by the Danish Financial Supervisory Authority (FSA), with permission to provide services across the EEA. Januar’s products and services are licensed only for EEA markets, though they may be accessible elsewhere on the client’s initiative.

Januar is authorised by the Danish FSA. Licence details are available [here](https://virksomhedsregister.finanstilsynet.dk/virksomhed-under-tilsyn-en.html?v=10AA3196-E1DD-ED11-A2E9-005056907186).

This site is intended for individuals and entities located within the EEA. If you’re visiting from outside the EEA (e.g. the UK), kindly note:

- Januar does not market or promote its services outside the EEA.
- Services described here are not available to persons in non-EEA jurisdictions.
- Any access from outside the EEA is unsolicited and at your own initiative.

By proceeding you confirm that:

- You accessed this site on your own initiative, not due to any outreach by Januar.
- You understand this is not an offer of services where Januar is not licensed.
- You acknowledge this information is not an invitation to engage in regulated services outside the EEA.

If you are not in the EEA and do not wish to proceed, please exit the site.