Business IBAN accounts

Business IBAN accounts
with built-in cryptoinfrastructure
Layer Zero Finance. Powered by Regulation.
Built by Crypto Specialists.
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30+

Countries
supported

Trusted

Licensed.
Monitored. Regulated.

Fast

SEPA SRP
SEPA INT

“We are building the financial infrastructure that will help crypto companies gain the stable foundation they need to innovate and serve their customers with a peace of mind.”

Simon Ousager, Founder of Januar

Explore our solutions

Built for businesses, Januar turns financial and crypto operations into
something secure, structured, and regulated.

EUR or USD Fiat account
OperationalIBAN Accounts
Fully operational IBAN accounts, enabling you to send, receive, and manage normal currencies (EUR, USD, etc). Compliant, crypto-friendly, and built to support your day-to-day operations as well.
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Crypto Trade & Custody
Buy, sell, and securely store crypto—directly from your account, fully compliant and integrated.
Full API
Automate payments, account actions, and crypto operations with secure, compliant API integration for your platform.
Multiple accounts
EmbeddedAccounts
Fully operational embedded accounts, enabling your platform to offer dedicated IBANs for your customers — so they can send, receive, and manage payments seamlessly within your product. Compliant, crypto-friendly, and built to power your financial operations at scale.
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Use your own interface
Your brand, your user experience, powered by Januar.
Set your own prices
Embedded Accounts run fully on your platform, with no needed access to Januar’s interface.
Safely manage crypto
Crypto Trade
& Custody
Included with all IBAN account products, giving you secure access to crypto payments and custody — enabling you to send, receive, and hold digital assets with full compliance. Crypto-friendly, transparent, and built to integrate seamlessly with your financial operations.
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4 Eyes approval solution
We enhance your business security with dual authorization as an extra layer of control.
Onchain transaction monitoring
All crypto activity is monitored on-chain using advanced analytics tools behind the scenes.

Licensed European Payment Institute

Januar ApS is a private limited company registered in Denmark.
Compliance first

Specialised in
crypto and web3

Januar is a Payment Institute with a license granted by the Danish Financial Supervisory Authority (Finanstilsynet).
‍
We have completed our duty of notification to be allowed to passport our services,
and as such we are allowed to offer our payments services across the whole EEA*.
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Built-in access to crypto
Every business account includes access to regulated crypto trading and custody. No separate onboarding, no extra setup. Crypto is part of your core infrastructure.
Real-time executable quotes
Request firm prices via API or platform interface. Quotes reflect current market conditions, giving you clarity and speed, without delays.
Fast, low-fee BTC transactions
Send and receive Bitcoin through the Lightning Network with instant settlement and minimal fees. Designed for modern crypto payment flows.
Security designed for teams
Features like 4-eyes approval, role-based limits, and key recovery ensure operational control—so no single person has full access to your crypto funds.

Regulated crypto operations built for businesses

Januar provides the infrastructure trusted by compliant crypto-active companies.

The Regulated Crypto Infrastructure for Businesses

Januar gives you the tools to operate confidently with crypto in a compliant environment.

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Get started as soon as possible. Book a chat, ask us by email, or start your onboarding today.

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Januar ApS (CVR 38891294) is a Payment Institute with a license granted by the Danish Financial Supervisory Authority (Finanstilsynet) (FTID:21230). Januar ApS is incorporated in Denmark, registered at Gothersgade 14, 4. sal, 1123 Copenhagen K, Denmark. The company is allowed to operate across all EEA markets under the European passport regime. Januar provides services exclusively to clients in the European Economic Area (EEA). We do not market or offer services to individuals or entities in the United Kingdom or outside the EEA. This website is intended for informational purposes for EEA residents only.
REDEGØRELSE: Report on Inspection at Januar ApS by Danish Financial Supervisory Authority (Finanstilsynet)
UPDATE: Confirmed Adherence to Executive Orders from DFSA.

©2025 Januar ApS - All rights reserved

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Cross-border Services Restrictions

Important Information for Visitors Outside the European Economic Area (EEA)

Januar ApS (“Januar”) is a Danish-regulated payment institution authorised by the Danish Financial Supervisory Authority (FSA), with permission to provide services across the EEA. Januar’s products and services are licensed only for EEA markets, though they may be accessible elsewhere on the client’s initiative.

Januar is authorised by the Danish FSA. Licence details are available here.

This site is intended for individuals and entities located within the EEA. If you’re visiting from outside the EEA (e.g. the UK), kindly note:

  • Januar does not market or promote its services outside the EEA.
  • Services described here are not available to persons in non-EEA jurisdictions.
  • Any access from outside the EEA is unsolicited and at your own initiative.

By proceeding you confirm that:

  • You accessed this site on your own initiative, not due to any outreach by Januar.
  • You understand this is not an offer of services where Januar is not licensed.
  • You acknowledge this information is not an invitation to engage in regulated services outside the EEA.

If you are not in the EEA and do not wish to proceed, please exit the site.